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Top 10: Why Motor Carriers Should
Sponsor Group Policies
Access to Occupational Accident frequently prevents Workers’ Compensation litigation or access to Workers’ Compensation policy benefits.
A Group Program gives a Motor Carrier the ability to carry Contingent Liability, further limiting their exposure. Contingent Liability is not available when each driver maintains their own policy.
When Owner-Operators have Occupational Accident, there is a much lower chance of the Workers’ Compensation carrier picking them up on audit.
Removing the potential for litigation prevents internal discord and dissatisfied Owner-Operators.
Sponsoring Group Programs develop the Motor Carrier’s brand within the industry as a professional company with available resources.
By leveraging driver volume, the Motor Carrier will be able to receive increased accommodations on rate from the insurance marketplace. Non-fleet rates are generally significantly higher than fleet rates.
By controlling the process, the Motor Carrier can be sure that coverage is superior and backed by a specialized insurance carrier.
With a specialized broker involved in building the program, potential gaps in the motor carrier and Owner-Operators’ coverage can be eliminated.
Group Programs can provide access to solutions that remove the administrative process from the motor carrier, free of charge.
Owner-Operators can be back on the road sooner with the Motor Carrier engaged or monitoring the claims process.